Property tax calculator

Estimate the yearly property tax on a home or business in Memphis or elsewhere in Shelby County, see which government gets each part, and see how your bill changed after the 2025 reappraisal.

Enter an appraised value to see the estimate.

Property tax by ZIP code

A map of property taxes by ZIP code, and a lookup by address, will appear here once the parcel and Census data have been downloaded.

How the tax is figured

1. The Shelby County Assessor sets the appraised value, an estimate of what the property would sell for. Every property is reappraised every four years; the last reappraisal was in 2025.
2. State law taxes only part of that value, the assessed value: 25% for homes and farms, 40% for businesses.
3. Each government multiplies the assessed value by its tax rate, written in dollars per $100. Shelby County taxes every property in the county. The City of Memphis taxes property inside the city, and suburban cities set their own rates.

Memphis owners get two bills: one from the City Treasurer for the city tax and one from the Shelby County Trustee for the county tax.

After a reappraisal, Tennessee law sets a "certified" rate that would bring each government about the same total money as the year before, so rates fall when values rise. A government can then adopt a higher rate. That's why both rates dropped in 2025, when appraised values rose about a third on average.

What this estimate leaves out

• Suburban city taxes (Bartlett, Germantown, Collierville and others). This estimate only includes the county tax for those addresses.
• The downtown Central Business Improvement District charge and other special assessments.
• Tax relief for older, disabled and veteran homeowners, and the Memphis tax freeze. See the City Treasurer and Trustee for who qualifies.
• Changes after an appeal, and partial years for new construction.

Your actual bill from the City Treasurer and the Trustee is the final word.

Rates by year

Dollars per $100 of assessed value.

Sources: Shelby County Trustee, City of Memphis tax rates and Shelby County tax rates. The city's split of its 2025 rate (general fund $1.88964, debt service $0.68448, capital pay-go $0.00669) is from the budget ordinance in its FY26 adopted budget (page 89). Latest rates are for tax year 2026.